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General Liability
General Liability Insurance provides foundational protection for your business by helping cover claims of bodily injury, property damage, or personal and advertising injury. Whether a customer is injured on your premises or a third party alleges damage caused by your work, this coverage helps shield your operations from costly legal and financial exposure.
What it helps protect against:
- Customer injuries on your premises
- Damage to a client’s property
- Claims of libel, slander, or advertising injury
General Liability is an essential first layer of protection for any business.
Business Owner’s Policy (BOP)
A Business Owners’ Policy bundles important coverages into one convenient package, offering streamlined protection for small and mid-sized businesses. A BOP typically includes General Liability and Commercial Property Insurance, with options to customize additional protections based on your needs.
A BOP may include:
- Liability coverage
- Building and business property insurance
- Business interruption coverage
- Optional endorsements tailored to your industry
A BOP provides well-rounded, efficient protection designed to keep your business operating smoothly—even when the unexpected occurs.
Workers’ Compensation
Workers’ Compensation Insurance is required in most states and protects both your business and your employees. It covers medical expenses and wage replacement if an employee is injured or becomes ill due to work-related activities.
What it typically covers:
- Medical treatment for job-related injuries
- Partial wage replacement
- Rehabilitation services
- Employer liability for workplace injuries
This coverage ensures compliance while supporting a safe, accountable work environment.
Professional Liability (Errors & Omissions)
Professional Liability—also known as Errors & Omissions (E&O) Insurance—protects your business when a client claims financial loss due to an error, omission, or oversight in your professional services or advice.
Essential for:
- Consultants
- Advisors
- Service professionals
- Technical or licensed experts
E&O Insurance helps safeguard your reputation and financial stability against claims tied to the professional expertise you provide.
Employment Practices Liability
Employment Practices Liability Insurance provides protection against claims made by employees related to workplace practices. Even businesses with strong HR policies can face allegations that result in significant defense costs.
What it typically covers:
- Wrongful termination
- Discrimination
- Harassment
- Retaliation claims
- Failure to hire or promote
EPLI helps protect your business from the financial and reputational impact of employment-related disputes.
Cyber Liability
Cyber Liability Insurance protects your business from financial loss resulting from cyberattacks, data breaches, and technology-related incidents. As businesses increasingly rely on digital systems, this coverage is critical—even for small organizations.
What it helps protect against:
- Data breach response and notification costs
- Ransomware and cyber extortion
- Business interruption due to cyber incidents
- Legal fees and regulatory penalties
- Recovery of compromised systems and data
Cyber Liability Insurance helps your business respond confidently and quickly to modern digital risks.
Step 1: Connect with Us
Step 2: Receive a Customized Plan
Step 2: Receive a Customized Plan
Reach out via phone, email, or our online form to discuss your insurance needs.
Step 2: Receive a Customized Plan
Step 2: Receive a Customized Plan
Step 2: Receive a Customized Plan
We assess your risks and create a tailored insurance plan to protect your business and personal assets.
Step 3: Get Covered & Supported
Step 2: Receive a Customized Plan
Step 3: Get Covered & Supported
Approve your plan, get coverage quickly, and enjoy ongoing guidance from our expert advisors.